Miracle Cure Scams via Wise
How overseas miracle-cure sellers request Wise transfers for unproven treatments to avoid refunds.
Part of: Miracle Cure Scams
Last reviewed: 1 June 2026
Miracle cure sellers operating from overseas sometimes ask buyers to pay via Wise, citing international banking for a 'clinic' or 'exclusive' treatment. The cross-border framing is used to explain why payment goes to a money transfer recipient rather than a normal checkout.
Wise is a neutral transfer rail being misused here; the fraud lies with the seller and the unproven claims. Funds sent can be moved on, leaving buyers with worthless products and no easy refund.
How this scam works on Wise
The seller promotes a costly cure and asks the buyer to send payment via Wise to a named recipient abroad, citing scarcity and international logistics.
The product is ineffective or never arrives, and follow-up 'maintenance' transfers may be requested. Refund requests are refused or ignored.
Because the transfer went to a recipient the seller controls and may be moved on, recovery is difficult, and the buyer may have delayed real medical care.
Common red flags
- An overseas seller asks you to pay for a cure via Wise to a personal recipient
- International banking is cited as the reason for a transfer
- Unproven claims to treat or cure serious conditions
- Scarcity pressure to send funds quickly
- Refund requests refused or ignored
- No verifiable clinic, license, or practitioner
How to protect yourself
- Do not pay for treatments via Wise to a personal recipient
- Consult a qualified medical professional before paying
- Be skeptical of cures sold only by international transfer
- Verify any clinic or practitioner through official registers
- Report misuse of the transfer service so the recipient can be reviewed
- Never delay proven care for an unverified treatment
How to report it
- Report to the U.S. Federal Trade Commission at ReportFraud.ftc.gov or your local equivalent
- Report the recipient and transaction to Wise's fraud and support channels
- Report health-claim fraud to your national health or consumer regulator
Frequently asked questions
Why would a treatment seller ask me to use Wise?
A legitimate provider would not require a money transfer to a personal recipient abroad. Fraudsters use Wise and 'international banking' excuses because funds can be moved on quickly. Wise is a neutral service being misused; verify with a medical professional first.