Scam Message Library

4,318 sanitized examples of the texts, emails, and messages scammers actually send — searchable, and linked to the full guide for each scam. Every example uses placeholders such as [name] and [link]; we never publish real private data.

4,318 example messages in the library. Loading the full searchable list…

Hi! I made 38% this month on [platform name]. I can show you exactly how — message me on WhatsApp at [phone number].
From Investment Scams · Finance Scams
Your account has generated a profit of [amount]. To release your withdrawal you must first pay a 15% tax clearance fee to [fake link].
From Investment Scams · Finance Scams
I'm sorry, your withdrawal is temporarily on hold due to compliance checks. Just pay the [amount] verification deposit and it will be released within 24 hours.
From Investment Scams · Finance Scams
We are offering a limited allocation in our private fund this quarter. Minimum deposit [amount]. Returns last year were 47%. Act by midnight tonight.
From Investment Scams · Finance Scams
Your portfolio is up [amount] this week. Your account manager [name] suggests reinvesting profits to reach the next tier and qualify for even higher returns.
From Investment Scams · Finance Scams
IMPORTANT: Your account has been flagged. To avoid losing your balance, complete identity verification immediately by following [fake link].
From Investment Scams · Finance Scams
Send 0.5 ETH to [wallet address] and our smart contract returns 1 ETH instantly — verified by [fake brand].
From Crypto Scams · Finance Scams
To unlock your withdrawal of [amount], deposit a 10% miner's fee to [wallet address].
From Crypto Scams · Finance Scams
[Platform] is giving away 10,000 BTC to celebrate our anniversary. Send [amount] to [wallet address] to receive double back. Limited time only.
From Crypto Scams · Finance Scams
Your account has been flagged. To restore access and protect your balance, verify your wallet by connecting at [fake link] within 2 hours.
From Crypto Scams · Finance Scams
We're launching [token] next week — only [number] whitelist spots left. Send [amount] ETH to [wallet address] to secure yours before it sells out.
From Crypto Scams · Finance Scams
Our DeFi staking pool offers 180% APY guaranteed. Connect your wallet at [fake link] to start earning today.
From Crypto Scams · Finance Scams
Our managed FX account returns 8–12% monthly. Start with [amount] and I'll handle the trades for you.
From Forex Scams · Finance Scams
Your account is up [amount] this week. To access higher leverage and bigger profits, upgrade your account with a deposit of [amount].
From Forex Scams · Finance Scams
Withdrawal pending: your account requires a [amount] tax compliance payment before funds can be released.
From Forex Scams · Finance Scams
Subscribe to my VIP signals group for [amount]/month — I've turned [amount] into [amount] in 6 months. Screenshots attached.
From Forex Scams · Finance Scams
Your balance has hit the minimum threshold. Before withdrawal you must demonstrate compliance by maintaining [amount] in your account for 30 days.
From Forex Scams · Finance Scams
Install the [platform] app from this link and I'll guide your first trade. You'll see profit today.
From Fake Trading Platforms · Finance Scams
Your balance is [amount]. To process your withdrawal, a 20% tax deposit of [amount] must be cleared first. It will be refunded once the transfer completes.
From Fake Trading Platforms · Finance Scams
Congratulations — your account has reached premium tier! To unlock your withdrawal portal, deposit an additional [amount] to meet the minimum balance requirement.
From Fake Trading Platforms · Finance Scams
This is [platform] compliance. Your withdrawal has been flagged for review. To complete identity verification, transfer [amount] from your bank account to confirm account ownership.
From Fake Trading Platforms · Finance Scams
I've made so much on [platform] — let me show you. Download it here [fake link] and I'll walk you through your first trade tonight.
From Fake Trading Platforms · Finance Scams
Hi, are we still on for dinner? — Oh sorry, wrong number! You seem interesting though, where are you based?
From Pig-Butchering Scams · Finance Scams
My cousin manages a trading desk and shares tips. I've made [amount] this month with hardly any effort. I could walk you through it if you'd like.
From Pig-Butchering Scams · Finance Scams
I just wanted to say — talking to you every day has become the best part of my day. I know we haven't met but I feel like I really know you.
From Pig-Butchering Scams · Finance Scams
Your account is up [amount] this week! My mentor says if you can add [amount] more, you'll hit premium tier and get higher returns. It's worth it.
From Pig-Butchering Scams · Finance Scams
I'm so sorry about the withdrawal issue. I've raised it with the platform. They say you just need to pay the [amount] release deposit and everything will clear within 24 hours. Trust me.
From Pig-Butchering Scams · Finance Scams
I can't believe this is happening. I feel terrible. Once this release fee is paid, I promise it will be over and you'll have everything back plus the profits.
From Pig-Butchering Scams · Finance Scams
Congratulations — your [amount] loan has been approved! To release funds today, pay a [amount] insurance fee to [fake link].
From Loan Scams · Finance Scams
We can offer you a [amount] loan despite your credit history. A [amount] arrangement fee must be cleared before we can release the funds to your account.
From Loan Scams · Finance Scams
Your loan application is complete but requires a refundable security deposit of [amount] for compliance purposes. This will be returned with your first payment.
From Loan Scams · Finance Scams
URGENT: Your [amount] loan approval expires in 4 hours. Call [phone number] to confirm and pay the [amount] processing fee to unlock same-day transfer.
From Loan Scams · Finance Scams
We've matched you with a lender willing to offer [amount] at just [rate]%. To confirm your place, send a [amount] broker fee via bank transfer to [account details].
From Loan Scams · Finance Scams
Free pension review! Unlock your pension early and reinvest for guaranteed 11% returns. Call [phone number] today.
From Pension Scams · Finance Scams
We've identified that your pension is significantly underperforming. Our advisers can move it to a higher-performing fund with guaranteed 9% annual returns. No obligation review available this week only.
From Pension Scams · Finance Scams
You may be eligible to access up to 25% of your pension now, even before retirement age. Call [phone number] for a free assessment.
From Pension Scams · Finance Scams
Your pension could be working much harder. We specialise in overseas property investments returning 12% per year. Limited allocations available — call [phone number] by Friday.
From Pension Scams · Finance Scams
This is the [agency name] fraud recovery unit. We have located [amount] of your stolen funds. Pay a release fee of [amount] to [wallet/account] to initiate transfer.
From Recovery Scams · Finance Scams
I'm a solicitor acting on behalf of a class action against [original scam platform]. We've recovered funds for [number] victims. Your allocation is [amount]. To release it, pay [amount] in court filing fees.
From Recovery Scams · Finance Scams
[Platform name] has been shut down by authorities. As part of the settlement, all victims are eligible for a refund. To claim your [amount], complete this form and pay the [amount] admin fee.
From Recovery Scams · Finance Scams
We are a private investigative firm specialising in crypto recovery. We can trace and recover your [amount] for a [percentage]% success fee, with a [amount] processing deposit to begin.
From Recovery Scams · Finance Scams
Hi, I saw your post about losing money to [platform]. I went through the same thing and got it all back using [firm name]. DM me for details — they're incredible.
From Recovery Scams · Finance Scams
We're [well-known broker], FCA registered. Open an account today and deposit via this link: [fake link].
From Fake Broker Scams · Finance Scams
This is [broker name]. Your application has been approved and your account is ready. Deposit [amount] today to take advantage of current market conditions.
From Fake Broker Scams · Finance Scams
Your account balance is [amount]. To initiate your withdrawal, you'll need to pay a [amount] compliance processing fee to verify your identity with our compliance team.
From Fake Broker Scams · Finance Scams
To avoid account suspension and protect your balance, please complete your verification by transferring [amount] to our compliance account at [fake account details].
From Fake Broker Scams · Finance Scams
Our fund pays 3% every month, guaranteed. Bring a friend and we'll boost your rate to 4%.
From Ponzi Schemes · Finance Scams
Returns this month: 3.1%. Reinvesting gives you compound growth — I'd strongly suggest rolling your profits over rather than withdrawing.
From Ponzi Schemes · Finance Scams
It's a proprietary strategy — I can't share details. All I can tell you is it works. [Name] has been with us for two years and has doubled their capital.
From Ponzi Schemes · Finance Scams
Withdrawals are temporarily paused while we complete a portfolio restructure. Normal service will resume within the month.
From Ponzi Schemes · Finance Scams
BUY [token] NOW — target 10x in 24h! Don't miss the pump at [time]. Get in before the signal drops.
From Pump-and-Dump Scams · Finance Scams
SIGNAL: [token] — entry [price]. Target [price]. Expected pump in [time]. This is the one. Don't hesitate.
From Pump-and-Dump Scams · Finance Scams
[Token] is trending. Volume is exploding. Our group called [other token] last week at 40x. Get in before it's too late — [fake link].
From Pump-and-Dump Scams · Finance Scams
We have insider information that [token] is about to be listed on a major exchange. Buy now at [price] before the announcement.
From Pump-and-Dump Scams · Finance Scams
Limited spots in our premium signals group — we've averaged [percentage]% per call this month. Join before [time] to get the next alert.
From Pump-and-Dump Scams · Finance Scams
You are the sole beneficiary of a [amount] estate. To release funds, remit a [amount] legal processing fee to the account below.
From Advance Fee Scams · Finance Scams
Congratulations! You have won [amount] in the [fake lottery name] international draw. To claim, pay a [amount] release tax by [date].
From Advance Fee Scams · Finance Scams
I am a banker with knowledge of a dormant account belonging to a deceased foreigner. I need a trusted partner to claim [amount]. You will receive 40%. All fees are covered by us — except the initial registration of [amount].
From Advance Fee Scams · Finance Scams
You have been selected to receive a [amount] government relief grant. To initiate transfer, complete the attached form and pay the [amount] administration processing fee.
From Advance Fee Scams · Finance Scams
Your compensation from the [fake fund] scam victims fund is ready. Before transfer, a [amount] legal clearance fee must be settled.
From Advance Fee Scams · Finance Scams
HMRC: You are due a tax refund of [amount]. Claim within 24 hours at [fake link]. Failure to claim will result in the refund being cancelled.
From Fake Tax Refund Scams · Finance Scams
IRS NOTICE: A refund of [amount] is pending for your account. Visit [fake link] to verify your banking details and receive payment within 48 hours.
From Fake Tax Refund Scams · Finance Scams
Your tax account requires verification. Please enter your details at [fake link] to confirm your identity and process your outstanding refund of [amount].
From Fake Tax Refund Scams · Finance Scams
HMRC URGENT: Your account has been flagged. Failure to call [phone number] within 24 hours will result in legal action and account suspension.
From Fake Tax Refund Scams · Finance Scams
Tax authority: A processing fee of [amount] is required to release your [amount] refund. Pay at [fake link] to avoid delay.
From Fake Tax Refund Scams · Finance Scams
We can legally wipe 70% of your debt. Pay a [amount] setup fee and stop paying your creditors today.
From Fake Debt Relief Scams · Finance Scams
You may qualify to write off debts you can't afford. Our consultants have helped thousands reduce what they owe. Call [phone number] for a free assessment.
From Fake Debt Relief Scams · Finance Scams
DEBT RELIEF: Stop creditor calls today. We negotiate directly with lenders and can reduce your balance by up to 80%. Setup fee [amount].
From Fake Debt Relief Scams · Finance Scams
Your debts may be legally unenforceable. We can review your case and challenge creditors on your behalf for a fixed monthly fee of [amount].
From Fake Debt Relief Scams · Finance Scams
Our debt management programme guarantees results. Stop paying your creditors directly and pay us [amount] monthly — we handle everything.
From Fake Debt Relief Scams · Finance Scams
This is [bank name] fraud prevention. We've detected suspicious activity. To protect your funds, please transfer [amount] to this secure account: [account].
From Bank Transfer App Fraud · Finance Scams
Hi — I'm stuck abroad after a medical emergency. I need [amount] urgently, I'll pay you back as soon as I'm home. Please transfer to [account].
From Bank Transfer App Fraud · Finance Scams
Please note our bank details have changed for this invoice. Please update your records and send [amount] to [account] going forward.
From Bank Transfer App Fraud · Finance Scams
Your purchase of [item] is confirmed. Please send [amount] to [account] within 24 hours to secure the order.
From Bank Transfer App Fraud · Finance Scams
URGENT: Our solicitors need the completion funds by 3pm today. Please transfer [amount] to [account] to avoid losing the property.
From Bank Transfer App Fraud · Finance Scams
I've been locked out of my account and need to borrow [amount] until Monday. Can you transfer to [account]? I'll send it straight back.
From Bank Transfer App Fraud · Finance Scams
This is the fraud prevention team at [bank name]. We have detected unusual login attempts on your account. To safeguard your funds, you need to move them to a secure holding account immediately.
From Safe Account Scams · Finance Scams
I'm calling from [bank name] security. We believe a member of our internal team has been accessing customer accounts fraudulently. Your money is at risk. Please follow my instructions to transfer your funds to safety.
From Safe Account Scams · Finance Scams
We need you to act now — the fraudster is still active on your account. Transfer [amount] to [account] immediately. This is a protected account set up in your name.
From Safe Account Scams · Finance Scams
Do not alert branch staff — they may be connected to the investigation. This needs to remain confidential until our fraud team has completed its work.
From Safe Account Scams · Finance Scams
Good morning, I'm calling from [firm name]. We're giving select investors early access to [company] before its IPO next quarter. Returns on our last pre-IPO were significant.
From Boiler Room Scams · Finance Scams
We have a final tranche of [company] shares available at [price]. This price closes tomorrow. I wanted to call you before we offer them to others on our list.
From Boiler Room Scams · Finance Scams
Your initial holding has performed well. We're recommending clients top up their position now to maximise the pre-listing gain. Minimum additional investment is [amount].
From Boiler Room Scams · Finance Scams
This is a private placement — not available to the general public. I can hold your allocation for 48 hours but after that it goes to the next client on the list.
From Boiler Room Scams · Finance Scams
Join [platform] today — predict up or down and earn [percentage]% on every correct trade. Simple, fast, profitable.
From Binary Options Scams · Finance Scams
Hi, I'm your account manager at [platform]. I have some trading signals for you today that have been performing very well — let me guide you through your first trades.
From Binary Options Scams · Finance Scams
We'd like to add a [amount] bonus to your account. You'll need to trade this amount [number] times before withdrawing, but it significantly boosts your trading power.
From Binary Options Scams · Finance Scams
Your withdrawal of [amount] is on hold. To release it, please complete the identity verification process by providing [documents] and paying the [amount] compliance fee.
From Binary Options Scams · Finance Scams
Our VIP traders earned an average of [percentage]% last month. Upgrade your account today and get dedicated signal access and personal trade coaching.
From Binary Options Scams · Finance Scams
Gold is the only asset that holds its value during inflation. We're offering certified bars at [price] — below spot for a limited allocation. Can I send you details?
From Precious Metal Investment Scams · Finance Scams
Your investment of [amount] in gold is confirmed and stored at our secure facility in [location]. You will receive your certificates within 14 days.
From Precious Metal Investment Scams · Finance Scams
The price of silver is expected to rise significantly. We have a final tranche of coins at [price] — numismatic value alone exceeds this. Act before Friday.
From Precious Metal Investment Scams · Finance Scams
To release your metal holdings for sale, you must first settle outstanding storage fees of [amount] and complete our redemption form.
From Precious Metal Investment Scams · Finance Scams
Governments worldwide are mandating carbon neutrality. Carbon credits are the fastest-growing asset class — we're offering a limited allocation at [price] with projected returns of [percentage]% annually.
From Carbon Credit Scams · Finance Scams
Your [amount] carbon credit investment is confirmed. Certificates will arrive within 14 days. You've made a financially smart and environmentally responsible decision.
From Carbon Credit Scams · Finance Scams
Due to new climate legislation passing, demand for our credits is surging. We have a final tranche available at the current price — after this week the price increases.
From Carbon Credit Scams · Finance Scams
To liquidate your carbon credit position, a [amount] fee is required to cover transfer and certification costs. Once paid, we can complete the sale within 30 days.
From Carbon Credit Scams · Finance Scams
Invest in a share of [property address] from just [amount]. Projected yield: [percentage]% p.a. Limited units available.
From Fractional Property Investment Scams · Finance Scams
Your rental income of [amount] has been credited to your account. Reinvest to compound your returns.
From Fractional Property Investment Scams · Finance Scams
To release your withdrawal of [amount], a property transfer compliance fee of [amount] is required by our legal team.
From Fractional Property Investment Scams · Finance Scams
Our premium portfolio is now open. Minimum [amount] per unit. Properties fully tenanted and generating income from day one.
From Fractional Property Investment Scams · Finance Scams
URGENT: Your share sale is approved. To complete the transfer, a [amount] liquidity release fee must be cleared within 48 hours.
From Fractional Property Investment Scams · Finance Scams
Bad credit? We've helped thousands get mortgage-ready. Call [phone number] for a free assessment.
From Credit Repair Scams · Finance Scams
We can legally remove CCJs, defaults and late payments from your file in 30 days. Guaranteed.
From Credit Repair Scams · Finance Scams
Get a clean slate credit file — our team knows loopholes the banks don't want you to know about.
From Credit Repair Scams · Finance Scams
For just [amount] upfront we'll dispute every negative entry and rebuild your score from scratch.
From Credit Repair Scams · Finance Scams
We create a new credit profile with a fresh CPN so lenders never see your old history.
From Credit Repair Scams · Finance Scams
I am [name], solicitor to the late [surname] estate. A genealogical search has identified you as the sole living heir to an estate of [amount]. Please contact me in strict confidence.
From Fake Inheritance Fee Scams · Finance Scams
To release your inheritance of [amount], a probate clearance fee of [amount] must be settled within 5 working days. Please send to the following account.
From Fake Inheritance Fee Scams · Finance Scams
The international transfer has been approved. However, the receiving bank requires a [amount] bond to release funds cross-border. This is refundable on receipt.
From Fake Inheritance Fee Scams · Finance Scams
The courts have granted probate. To complete, the estate tax of [amount] must be paid by the beneficiary before the executor can proceed.
From Fake Inheritance Fee Scams · Finance Scams
Payment reminder: [BNPL provider] — your instalment of [amount] for order [number] is due. Log in to manage your account.
From Buy Now Pay Later Fraud · Finance Scams
Debt recovery notice: [BNPL provider] has referred an outstanding balance of [amount] to our collections team. Please contact us immediately.
From Buy Now Pay Later Fraud · Finance Scams
Your [BNPL provider] account has been created. Your first order of [amount] is confirmed for delivery to [unknown address].
From Buy Now Pay Later Fraud · Finance Scams
Struggling with multiple debts? We can combine everything into one low monthly payment of [amount]. Free consultation today.
From Fake Debt Consolidation Scam · Finance Scams
We negotiate directly with your creditors. Most clients reduce their monthly outgoings by [percentage]. Enrol now for just [amount] to get started.
From Fake Debt Consolidation Scam · Finance Scams
One call to [company name] could stop the stress of managing [number] different payments. We handle everything — you just pay us once a month.
From Fake Debt Consolidation Scam · Finance Scams
Your free debt assessment shows you qualify for our consolidation plan. A one-time setup fee of [amount] secures your enrolment today.
From Fake Debt Consolidation Scam · Finance Scams
I have a Cash App method that turns [amount] into [larger amount] in 30 minutes. DM me if you want in — limited spots.
From Money Flipping Scam · Finance Scams
I just flipped [amount] and got back [larger amount]. My banker contact makes it happen. Send me a small amount to test it.
From Money Flipping Scam · Finance Scams