Revolut Scams
Scams involving Revolut — authorised push payment fraud and account takeovers.
Last reviewed: 1 June 2026
Revolut's speed, low fees, and international reach make it popular for legitimate payments — and a target for fraudsters. Most Revolut fraud involves authorised push payment (APP) scams, where victims are socially engineered into sending money themselves, and account takeover attacks that exploit Revolut's mobile-first design.
This guide covers the scam types most common on Revolut, the warning signs, and the protections available within the app.
Common scams using Revolut
Authorised push payment fraud
Victims are convinced by impersonators — posing as banks, police, or Revolut staff — to transfer funds to a 'safe account' that the scammer controls.
Account takeover via phishing
Fake Revolut security alerts lead users to phishing pages that harvest login credentials and one-time codes.
Marketplace and rental fraud
Scammers on classifieds sites request Revolut transfers before completing a sale or rental, then disappear.
Investment scam withdrawals
Victims are told to withdraw from their bank and deposit via Revolut into a fake investment platform.
Common red flags
- Anyone claiming to be Revolut, your bank, or the police asking you to move money
- Requests to make Revolut transfers as part of a transaction involving a stranger
- Emails or SMS claiming your Revolut account is at risk with links to log in
- Investment opportunities where Revolut is the specified deposit method
- Pressure to transfer quickly before a supposed window closes
How to protect yourself
- Enable biometric authentication and transaction notifications in the Revolut app
- Never share one-time passcodes received via SMS — Revolut will not ask for them
- Use Revolut's payment-request feature rather than sending to unverified sort codes or IBANs
- Enable spending limits for added protection against unauthorised large transfers
- Pause your card instantly in-app if you suspect your account has been compromised
How to report it
- Contact Revolut in-app support immediately if you suspect fraud before the transfer completes
- Report to your national fraud authority if money was lost
- File a police report — Revolut cooperates with law enforcement investigations
Frequently asked questions
Will Revolut refund me if I sent money to a scammer?
If you authorised the transfer yourself (APP fraud), refund eligibility depends on Revolut's assessment of the circumstances and applicable regulations in your country. Report immediately — the faster you act the higher the chance of recovery.