Is a text claiming I have an unpaid parking fine real?
Likely not. Official parking fines arrive by post to the registered keeper — not by text with a payment link.
Last reviewed: 1 June 2026
Explanation
Phishing texts impersonating parking enforcement authorities have become widespread. They claim an unpaid penalty charge notice is outstanding and provide a short-window link to pay. The link leads to a fake payment page that harvests your card details. Genuine penalty charge notices are issued as physical letters to the registered vehicle keeper's address and are administered through official council or national transport authority portals. If you receive a text about a parking fine, do not click the link. Look up the relevant authority independently and check for any genuine notices in your account or by calling them directly.
Common red flags
- Fine arrives by text rather than physical letter
- Urgency language warning of escalating charges
- Payment URL does not match the official authority domain
- No vehicle registration or specific date of alleged offence
- Text asks for card details on a third-party payment page
What to do now
- Do not click the link
- Check for genuine notices on the official council or transport authority website
- Forward the text to your national spam reporting number
- If you entered card details, contact your bank immediately
Frequently asked questions
Could it be from a private parking company?
Private parking companies also must issue notices by post to the registered keeper. A text demanding payment is not a formal notice and has no legal standing.