Is my elderly parent being targeted by phone scammers?
Quite possibly. Older adults are disproportionately targeted by phone fraud, including grandparent scams, tech-support fraud, and Medicare impersonation.
Last reviewed: 1 June 2026
Explanation
Scammers specifically target older adults because they may be more trusting of phone calls, less familiar with digital fraud tactics, and more likely to have retirement savings. Common schemes include grandparent scams (a fake grandchild is in trouble), Medicare or pension fraud (claiming benefit changes require personal details), tech-support calls (claiming the computer has a virus), and fake prize notifications. Signs a loved one may be targeted include unexplained gift card purchases, unusual bank withdrawals, secrecy about a new 'friend' or 'helper', or multiple calls from unfamiliar numbers. Gentle, non-judgmental conversations about fraud go a long way toward prevention.
Common red flags
- Unexplained gift card, wire transfer, or large cash withdrawals
- Secrecy about a new phone contact or 'friend'
- Multiple calls from unknown numbers
- Fear or anxiety about something they won't discuss
- Being talked into expensive computer repairs or account 'security' work
What to do now
- Have an open, non-judgmental conversation about common phone scams
- Set up a family code word for genuine emergencies
- Register their number with your national do-not-call list
- Contact Adult Protective Services or local police if you believe they are being actively defrauded
Frequently asked questions
What if my parent has already sent money?
Contact the bank or payment service immediately. Report to the FTC or your national fraud authority, and consider involving Adult Protective Services if ongoing exploitation is suspected.