A website asks for my Social Security number just to 'check my eligibility' for a stimulus payment - is that safe?
No - legitimate eligibility checks for government stimulus or relief payments do not require you to submit your full Social Security number on an unofficial third-party website.
Last reviewed: 5 July 2026
Explanation
These scam sites typically appear after news coverage of a real or rumored stimulus program, relief payment, or one-off government support scheme. They present a simple-looking 'eligibility checker' form that asks for your full Social Security number, date of birth, and sometimes bank details, supposedly just to confirm whether you qualify. In reality, the site has no connection to the government and exists purely to harvest this data for identity theft or to sell it to other criminals.
Genuine eligibility checks, when they exist at all, are conducted directly through the official government website, and generally do not require you to submit your full Social Security number to a third-party site just to see if you 'qualify' - actual payment, if due, is typically calculated automatically from your existing tax or benefits records rather than requiring you to self-report your SSN to a checker tool.
Before entering sensitive information into any eligibility checker, verify the website's domain matches the official government domain exactly, and be suspicious of any site that appeared via a social media ad or unsolicited link rather than being found by navigating the government's own official site.
Common red flags
- Requests your full Social Security number just to 'check eligibility'
- Website domain doesn't match the official government domain
- Found via a social media ad or unsolicited link rather than the government's own site
- Asks for bank account details before confirming any actual payment is due
- Uses urgency about limited-time stimulus programs
- Poor website design or spelling errors inconsistent with official government sites
What to do now
- Do not enter your Social Security number on any third-party eligibility checker
- Navigate directly to the official government website by typing the address yourself
- Verify any stimulus or relief program is real by checking official government news sources
- Close the tab and do not submit any information if the domain looks unfamiliar
- Report the website to your national fraud or consumer protection agency
- Monitor your credit report if you already submitted your SSN on such a site
Frequently asked questions
How can I verify a stimulus program is genuine?
Check official government news releases and the government's own website directly, rather than relying on ads or third-party sites.
What if I already entered my SSN on a suspicious site?
Monitor your credit report for unusual activity, consider a credit freeze, and report the incident to your national fraud reporting center.