Memorial Crowdfunding Scam
Fraudsters set up fake fundraising pages 'in memory of' a deceased person, sometimes using a real death from local news, to collect donations that never reach the family.
Last reviewed: 5 July 2026
What this scam is
Memorial crowdfunding — raising money through an online platform to help a bereaved family with funeral costs, medical bills, or ongoing support — is a genuine and widely used practice, particularly following an unexpected or traumatic death that receives local news coverage. The memorial crowdfunding scam exploits the same platforms and public sympathy by creating fraudulent fundraising pages, either entirely fabricated or attached to a real, publicly reported death, that direct donations to the scammer rather than the grieving family.
This is distinct from a fake charity scam in that it typically centers on a single, specific, often real death — sometimes copying details directly from local news coverage or a genuine obituary — rather than a general charitable cause, which makes the appeal feel more immediate and personal to potential donors within an online community.
How it works
Following a death that receives local news coverage or gains attention on social media — particularly sudden, tragic, or newsworthy deaths — a scammer creates a fundraising page on a crowdfunding platform using the deceased's real name and photograph, copied from news coverage or social media, along with an emotional narrative about the family's need for financial support.
The scammer may create the page before the real family does, positioning it prominently in search results and social media shares, or may create a duplicate or near-identical page alongside a genuine one, hoping to capture donations intended for the real fundraiser through confusion. The page includes a donation button linked to the scammer's own account rather than the family's.
The fake page is shared widely through social media, sometimes amplified by well-meaning people who do not realize it is fraudulent, and donations accumulate before the fraud is discovered — often when the real family or a local news outlet raises the alarm about a duplicate or fake page.
Why this scam works
A real death reported in local news carries an emotional weight and immediate community concern that makes people want to act quickly, often sharing and donating to the first fundraising page they encounter without checking whether it is genuinely connected to the family. Crowdfunding platforms host many pages simultaneously, and most users have no reliable way to distinguish an official family-endorsed page from an opportunistic copy without contacting the family directly.
A typical pattern
A young person dies unexpectedly and the story is covered by local news. Within hours, a fundraising page appears using the deceased's photograph and an emotional appeal for funeral costs, quickly attracting shares and donations from the community. The real family creates their own fundraiser a day later, but by then the fake page has already collected a significant sum, which is withdrawn by the scammer and never reaches the family.
Common red flags
- Fundraising page not linked from the family's own social media or the funeral home
- Multiple similar fundraisers exist for the same death with no clarity on which is genuine
- Organizer's relationship to the deceased is vague or unstated
- Page created very quickly after the death, before family involvement is confirmed
- No platform verification or organizer confirmation shown
- Aggressive social media promotion urging immediate donation
Sanitized example messages
Illustrative, sanitized examples. Personal details are replaced with placeholders such as [phone number] and [fake link].
Please help [deceased name]'s family cover funeral costs during this difficult time — every donation helps: [fake link]
We are raising funds on behalf of the family for funeral expenses — please share and donate generously.
Time is short — please donate today to help the family bury their loved one with dignity.
Common variations
- Fake page created before the real family's fundraiser, capturing early donations
- Duplicate page mimicking a genuine fundraiser's title and photos to cause confusion
- Entirely fabricated death used to solicit sympathy donations
- Scammer poses as a distant relative or family friend organizing the fundraiser
- Fake page shared aggressively through social media ads to maximize reach before detection
How to verify before you act
Before donating, check whether the fundraising page is directly linked from the family's own social media accounts, a local news article, or the funeral home's website, rather than relying on the page appearing prominently in search results or receiving many shares. If in doubt, contact the funeral home handling the arrangements, which can often confirm which fundraiser, if any, the family has authorized.
Most major crowdfunding platforms have verification badges or organizer confirmation processes for memorial campaigns — check whether the page shows this and be cautious of newly created pages with few or vague details about the organizer's relationship to the deceased.
Payment methods used
- Card payment via the crowdfunding platform
- Direct bank transfer
- Digital wallet donations
Who is usually targeted
- Local community members moved by a reported death
- Social media users who donate quickly after seeing a shared post
- Friends and acquaintances of the deceased or family
What to do immediately
- Before donating, verify the fundraiser is linked directly from the family or funeral home
- If you already donated to a page later found to be fake, contact the crowdfunding platform to report it and request a refund
- Contact your card provider if payment was made and the fundraiser is confirmed fraudulent
- Report the fake page to the crowdfunding platform and to your national fraud reporting body
- Alert others who may have shared or donated to the fake page
How to prevent it
- Only donate to memorial fundraisers linked directly from the family's own social media or the funeral home's website
- Contact the funeral home handling arrangements to confirm which fundraiser, if any, is authorized
- Be cautious of newly created fundraising pages with vague organizer details
- Check for platform verification or organizer confirmation features before donating
- Search for multiple fundraisers for the same person and confirm with the family which is genuine before giving
- Donate directly to the family or funeral home if uncertain about an online fundraiser's legitimacy
Evidence to preserve
- Screenshot of the fundraising page, including organizer details and donation total
- Payment confirmation and transaction record
- Any social media posts sharing the fundraiser
- Communication with the platform or family about the page's legitimacy
Where to report it
- Action Fraud (UK) — UK national fraud & cybercrime reporting centre
- FTC ReportFraud (US) — US Federal Trade Commission fraud reports
- FBI IC3 (US) — US Internet Crime Complaint Center
- Scamwatch (Australia) — Australian competition & consumer reporting
- Your bank's fraud line — Use the number on the back of your card or in your banking app — never a number the caller gives you
Always verify reporting routes and emergency contacts on the official government or agency website for your country.
Frequently asked questions
How can I tell if a memorial fundraiser is genuine?
Check whether it is linked directly from the family's own social media accounts or the funeral home's website, rather than relying on how many shares or donations it has received. When in doubt, contact the funeral home directly to confirm which fundraiser the family has authorized.
Can crowdfunding platforms refund donations to a fake memorial page?
Many major platforms have fraud reporting processes and may issue refunds once a page is confirmed fraudulent, though this varies by platform and how quickly the fraud is reported. Report suspected fake pages to the platform as soon as possible.
Why would someone create a fake fundraiser for a real death?
Real, newsworthy deaths generate strong community sympathy and rapid, generous donations, which scammers exploit by creating a page before or alongside the family's genuine fundraiser to intercept some of that giving.
What should I do if I see two fundraisers for the same person?
Do not donate to either until you can confirm with the family or funeral home which one, if any, is authorized. Report the fake or duplicate page to the crowdfunding platform.