Costa Rica Scams: Tourist, Online & Investment Fraud Guide
Common scams targeting tourists and residents in Costa Rica, from rental car damage claims to rapidly rising digital banking fraud, with official OIJ reporting channels.
Emergency number: 911 — verify on official sources.
Last reviewed: 1 June 2026
Costa Rica is a major eco-tourism destination and home to a large expat community, making it a target for both tourist-focused and online scams. Digital banking fraud has grown rapidly and online scams are now reported as the country's biggest crime threat. The Organismo de Investigación Judicial (OIJ) operates a Specialized Section Against Cybercrime and can receive reports around the clock. Tourists frequently encounter rental car damage fraud, unlicensed taxis, and fake accommodation listings.
Common scams
- Digital banking and online payment fraud
- WhatsApp verification code hijacking scams
- Fake rental car damage claims
- Investment and crypto fraud via social media
Tourist-specific scams
- Rental car damage claims for pre-existing damage, especially at borders
- Unlicensed taxi (pirate taxi) overcharging at airports and tourist areas
- Fake accommodation listings on third-party booking platforms
- Distraction theft at beaches and popular tourist sites
Online shopping scams
- WhatsApp account hijacking via fake verification code requests
- Phishing targeting Banco Nacional, BCR, and other Costa Rican banks
- Fake online classifieds and marketplace non-delivery
Job scams
- Fake remote work offers requiring personal document submission
- Fraudulent seasonal tourism job offers requiring advance fees
Romance scams
- Dating-app relationships escalating to financial or investment requests
- Social media romance fraud from overseas contacts targeting expats
Investment scams
- Fake forex and crypto trading platforms promoted on social media
- Ponzi schemes targeting the large Costa Rican expat community
How to report a scam here
- Contact your bank immediately if money has been transferred — Costa Rican banks have fraud hotlines
- Report cybercrime to the OIJ Specialized Section Against Cybercrime: call 2295-3643 or WhatsApp +506 8800-0645
- Use the OIJ confidential hotline 800-8000-645 (free, 24 hours)
- Dial 911 for emergencies
Local reporting & protection links
Always verify reporting routes and emergency contacts on the official government or agency website for your country.
Bank & payment guidance
Contact your bank immediately using the official number on your card or app. For digital banking fraud, the OIJ Cybercrime Section operates 24 hours — call 2295-3643 or use WhatsApp +506 8800-0645.
Evidence to preserve
- Screenshot all messages, profiles, websites and payment pages
- Save transaction references, account numbers and crypto wallet addresses
- Keep emails with full headers where possible
- Note dates, times, names and phone numbers used
Frequently asked questions
What is the OIJ in Costa Rica?
The Organismo de Investigación Judicial (OIJ) is Costa Rica's judicial police and the primary body responsible for investigating crimes including cybercrime and fraud. Its Specialized Section Against Cybercrime can be reached 24/7 at 2295-3643 or via WhatsApp at +506 8800-0645.
Sources
- National police and cybercrime portals (verify on official sites)
- FTC / Action Fraud / Scamwatch consumer guidance