Is it safe to sell on Vinted or Depop and accept a bank transfer from a buyer?
No — accepting payment outside the platform's checkout removes all seller protection and is against the platforms' terms of service.
Last reviewed: 1 June 2026
Explanation
On second-hand fashion platforms like Vinted and Depop, scammers pose as buyers and ask sellers to accept payment by direct bank transfer, claiming the platform's checkout is down or offers them a lower fee. Once you agree to go off-platform, buyer protection and seller protection are both gone. The 'buyer' may send a fake payment confirmation and pressure you to ship immediately. They may also send an overpayment and ask you to return the difference. Always complete transactions through the platform's official checkout. This protects you as a seller from payment reversal or non-payment, and ensures disputes can be resolved through the platform.
Common red flags
- Buyer asks to pay by bank transfer, PayPal Friends and Family, or outside the platform
- Claims the platform's payment system is not working
- Sends a fake payment confirmation and urges immediate shipping
- Offers to pay slightly more if you go off-platform
What to do now
- Decline any off-platform payment request and insist on the platform's checkout
- Do not ship until payment is confirmed inside the platform
- Report the buyer to the platform's trust and safety team
- If defrauded off-platform, report to your bank and Action Fraud or IC3
Frequently asked questions
Can I offer a discount for bank transfer to avoid platform fees?
Both platforms prohibit off-platform transactions. Doing so removes your protection and may result in your account being suspended if reported.