Fake Delivery Driver Tip Scam
Fraudulent texts claiming to be from a delivery driver ask recipients to send a small 'tip' through a payment link, which is actually used to capture payment details or account credentials.
Last reviewed: 5 July 2026
What this scam is
This scam exploits the growing normalisation of digital tipping for delivery drivers, gig economy couriers, and food delivery services. Fraudsters send a text message or notification claiming to be from a delivery driver or courier platform, stating that the driver could not accept a cash tip and inviting the recipient to send a small tip electronically via a provided link.
Because many legitimate delivery and food ordering apps do include an in-app tipping feature, the concept feels familiar and unremarkable, making the fraudulent version easy to overlook as suspicious. The amount requested is deliberately small, both to avoid raising alarm and to make it seem like a reasonable, low-stakes gesture of goodwill.
The real purpose of the scam is to harvest payment card or digital wallet login details through a fake payment page, or to establish a channel that can later be used for larger unauthorised charges once the victim's payment information has been captured.
How it works
The scam typically begins with a text message arriving around the time of an expected or recent delivery, claiming to be from the driver personally or from the delivery platform on the driver's behalf, explaining that a tip could not be given in cash and providing a link to send one electronically instead.
The link leads to a page designed to resemble a legitimate payment app, digital wallet, or the delivery platform's own tipping feature. The recipient enters a small amount, along with their card details or payment app login credentials, believing they are simply completing a routine, minor transaction.
Once submitted, the captured payment details or login credentials can be used by the fraudster to make unauthorised transactions, access the victim's actual payment app account, or be sold to other criminals. Because the initial amount involved is so small, victims often do not notice anything is wrong until unfamiliar charges appear on their statements or their payment app account shows unrecognised activity.
Why this scam works
The scam succeeds because tipping delivery drivers electronically has become a genuinely normal practice through many legitimate apps, which lowers the recipient's guard considerably compared with an outright request for money. The small amount requested reinforces the impression that this is a low-risk, goodwill gesture rather than a financial risk worth scrutinising.
The timing, arriving close to an actual delivery, adds situational plausibility that a generic scam message would lack, making the recipient more likely to believe the message relates to a real interaction they just had.
A typical pattern
A person expecting a parcel receives a text message shortly before or after a delivery, claiming to be from the courier driver or delivery app, saying the driver was unable to accept a cash tip and asking the recipient to send a small tip via a payment app link to 'show appreciation' for careful handling of a fragile or valuable item. The link leads to a payment request page that looks like a legitimate tipping or payment platform. Believing it to be a normal and modest gesture, the recipient sends a few pounds or dollars via the link, entering their card or payment app details in the process. In some versions, the same link is later used to make a much larger unauthorised charge, or the recipient's payment app account itself is compromised because the link tricked them into logging in on a fake page.
Common red flags
- Unsolicited text claims to be from a delivery driver asking for a tip via a link
- The message arrives around the time of a genuine or expected delivery, adding false plausibility
- The link leads to a page asking for full card or payment app login details
- The tip amount requested is small, framed as a minor, low-risk gesture
- The delivery platform's own official app shows no record of this tipping request
- The message pressures you to act quickly or implies the driver is waiting for a response
Sanitized example messages
Illustrative, sanitized examples. Personal details are replaced with placeholders such as [phone number] and [fake link].
Hi, this is your delivery driver — I wasn't able to accept a cash tip, would you mind sending one here instead? [link]
Thanks for your order! Your driver couldn't take a cash tip today. Show your appreciation here: [link]
Please confirm your tip for today's delivery by entering your payment details: [link]
Common variations
- Fake tip request sent via a messaging app rather than SMS
- Scam claims the tip is needed to 'unlock' a delivery confirmation or leave a review
- Fraudster poses as the courier company itself rather than an individual driver
- Tip request bundled with a fake customer satisfaction survey to add legitimacy
- Scam link leads to a fake login page for a well-known payment app to harvest full account credentials
How to verify before you act
Tip delivery drivers only through the official delivery platform's own app or website, never via a link sent directly by text message. If you want to confirm whether a tipping request is genuine, open the delivery platform's official app directly and check whether an option to add a tip to your recent order already exists there.
Be suspicious of any tip request that arrives as a standalone text with an external link, particularly one asking for card details or payment app login credentials rather than simply processing a payment through an already-authenticated app session.
Payment methods used
- Cryptocurrency
- Bank/wire transfer
- Gift cards
- Money transfer services
- Payment apps to 'friends & family'
Who is usually targeted
- Frequent users of food and parcel delivery apps
- People who have recently received a delivery
- Users of digital payment and tipping apps
What to do immediately
- Do not click the link; verify any tipping option directly through the delivery platform's official app
- If you already entered payment or login details, contact your card issuer or payment app provider immediately
- Change your payment app password if you entered it on the fake page
- Monitor your bank and payment app accounts for unauthorised transactions
- Report the message to the delivery platform's official support and to your mobile carrier as spam
How to prevent it
- Only tip delivery drivers through the official delivery platform's own app or website
- Never click a link in an unsolicited text asking for a tip or payment
- Treat any request for card or payment app login details via a text link as suspicious
- Use in-app tipping features that do not require re-entering payment details
- Enable transaction alerts on your bank cards and payment apps to catch unauthorised charges
- Report suspicious tipping texts to the delivery platform's official support channel
Evidence to preserve
- The original text message including the sender's number
- Screenshots of the fake tipping or payment page
- Bank or payment app statements showing any disputed charges
- Confirmation of your genuine delivery order for comparison
Where to report it
- Action Fraud (UK) — UK national fraud & cybercrime reporting centre
- FTC ReportFraud (US) — US Federal Trade Commission fraud reports
- FBI IC3 (US) — US Internet Crime Complaint Center
- Scamwatch (Australia) — Australian competition & consumer reporting
- Your bank's fraud line — Use the number on the back of your card or in your banking app — never a number the caller gives you
Always verify reporting routes and emergency contacts on the official government or agency website for your country.
Frequently asked questions
Is it ever legitimate for a driver to text me a tipping link directly?
No. Legitimate delivery platforms handle tipping entirely within their own official app, where you are already logged in and do not need to re-enter card or account details. A driver or platform sending a standalone text link asking for payment details is a strong sign of a scam.
I sent a small tip through a text link — should I be concerned?
Yes. Even a small payment can mean your card or payment app login details have now been captured. Contact your card issuer or payment app provider immediately, change any passwords entered on the fake page, and monitor your accounts closely for unauthorised activity.