Romance 'Investment Tip' Message Scam Script
After building romantic rapport online over weeks, the scammer casually mentions a crypto or trading platform with remarkable returns and gradually encourages larger and larger investments that can never be withdrawn.
Last reviewed: 1 June 2026
Sanitized example messages
Illustrative, sanitized examples. Personal details are replaced with placeholders such as [phone number] and [fake link].
I made [amount] this week on [fake platform] — my uncle taught me the strategy. I can show you if you want? There is no pressure at all, I just want to share something good with you.
I know this sounds too good to be true but I have been making consistent returns. I only started with [small amount]. You could try it with a small amount first to see for yourself.
I just withdrew [amount] from my account — here is the screenshot. I want us to build something together. I can guide you through it step by step.
The platform has a special promotion this week where they match your deposit. If you put in [amount] by Friday they will add [amount] on top. I would hate for you to miss it.
What the scammer wants
To exploit romantic trust so the victim voluntarily deposits large sums into a fake investment platform controlled by the scammer — then face endless withdrawal excuses until they lose everything.
Red flags in the message
- New online relationship where the person quickly mentions extraordinary investment returns
- Pressure to invest on a specific platform they recommend personally
- Screenshots of large profits used as social proof
- Time-limited promotions or deposit-match offers
- Withdrawal always blocked by new fees, taxes, or account issues
A safe response
Do not invest. Independently research any platform and check it against your financial regulator's public warning list. A genuine partner will not pressure you to invest money.
What not to send
- Investment funds to an unregulated platform
- Bank or crypto wallet details
- ID documents for account verification on an unverified site
What to do if you already replied
- Stop all further deposits immediately
- Report the platform and contact to the FTC, Action Fraud, and your financial regulator
- Seek support — romance scam victims are often targeted repeatedly
Evidence to preserve
- Screenshot the full message or call details
- Note the sender number, email, or profile
- Save any links (without clicking) and payment details
- Record dates and times