Fake Online Therapy and Counselling Scam
Fraudulent therapy platforms or individuals posing as qualified counsellors who collect payments for sessions with unqualified or non-existent practitioners.
Last reviewed: 1 June 2026
What this scam is
Fake online therapy and counselling scams involve platforms or individuals presenting themselves as qualified mental health professionals and offering therapy, counselling, or psychological support services through online channels. The practitioner is either entirely unqualified, operating outside their claimed specialism, or a non-existent person represented by a stock photograph and a fabricated biography.
The harms are distinct from those of most financial scams because they extend beyond monetary loss. A person who discloses sensitive personal history, trauma, or mental health struggles to someone presenting as a qualified therapist but who is not faces potential re-traumatisation, poor guidance that worsens their situation, or exploitation of the disclosed information. The trust required in a therapeutic relationship makes deception in this context particularly harmful.
The growth of legitimate online therapy platforms has created a broader landscape in which fraudulent operators can exist. Consumers are now accustomed to online or app-based therapeutic support, which reduces the scrutiny that an in-person arrangement might receive. The absence of a physical location and face-to-face interaction removes cues that would help identify an unqualified individual.
A related variant involves practitioners who hold nominal or unrecognised qualifications — credentials from unaccredited training providers — and who represent these as equivalent to regulated professional registration when they are not. These practitioners may not intend to deceive but their practice can still cause harm.
How it works
Services are typically promoted through social media advertisements, app store listings, and search engine results. A professional-looking platform presents biographies of 'therapists' complete with stock photographs, named qualifications, and areas of specialism. The platform may use terminology and design conventions associated with legitimate therapy services.
A client contacts a therapist, pays for sessions by card or subscription, and begins regular appointments. The sessions may be conducted by chat, video call, or audio. The 'therapist' engages with the client's personal history and concerns, provides responses, and may offer guidance or exercises.
The harm becomes apparent in several ways: the 'therapist' provides guidance that is inconsistent with evidence-based practice, the platform ceases to function or stops responding after fees have been paid, the practitioner's registration number cannot be found on the professional register when checked, or the person discovers their 'therapist' is in fact an unqualified individual using a fabricated professional biography.
In some cases, disclosed personal information is used in subsequent contact to establish emotional leverage — a mechanism with parallels to emotional manipulation scams.
Why this scam works
Mental health support is an area of genuine need, and the shortage of available NHS or publicly funded therapy in many countries means people are actively seeking alternatives. The normalisation of online therapy through legitimate platforms like BetterHelp and others means the format itself does not raise suspicion.
Qualification verification is not a step that most therapy clients routinely take. The emotional context of seeking support — vulnerability, trust-seeking, sometimes crisis — is not conducive to careful credential checking. The desire to begin the process of healing is stronger than the instinct to verify.
Common red flags
- Therapist registration number cannot be found on the relevant professional register
- Qualifications listed are from unrecognised or unaccredited training providers
- Platform does not disclose how therapist credentials are verified
- Stock photograph used in therapist biography rather than a genuine image
- Therapist offers to treat clinical conditions outside a clearly qualified specialism
- Personal information disclosed in sessions is later referenced in unusual ways
- Platform ceases operating after fees are paid
Sanitized example messages
Illustrative, sanitized examples. Personal details are replaced with placeholders such as [phone number] and [fake link].
Speak to a qualified therapist from [amount] per session. Book your first appointment: [fake link].
Online counselling with experienced practitioners — [specialism] and more. Start today: [fake link].
Feeling overwhelmed? Our [number] therapists are here to help. First session free at [fake link].
Match with your ideal therapist in minutes. CBT, trauma support, and anxiety management from [amount]: [fake link].
Common variations
- Unqualified individual using fabricated credentials
- Qualified-in-one-area practitioner offering services outside competence
- Platform with unverified therapist listings
- Nominal qualification variant — training from unaccredited providers presented as equivalent
How to verify before you act
Verify any therapist's professional registration before disclosing personal information or paying for sessions. In the UK, counsellors and psychotherapists should be registered with the BACP, UKCP, or BPS; psychologists with the HCPC. In the US, licensed therapists must hold state licensure; check the relevant state licensing board. In Australia, check the Psychology Board of Australia's register.
Ask directly for the practitioner's registration body name, registration number, and the name under which they are registered. Cross-check this independently on the regulator's online register.
For platforms rather than individual practitioners, check whether the platform verifies the professional registration of its listed therapists and how this is done. Legitimate platforms maintain and publish their verification process.
Be cautious of practitioners who offer therapeutic services outside a regulated scope — for example, someone with a coaching qualification offering therapy for clinical conditions.
Payment methods used
- Cryptocurrency
- Bank/wire transfer
- Gift cards
- Money transfer services
- Payment apps to 'friends & family'
Who is usually targeted
- People seeking mental health support outside traditional healthcare
- Those who have been unable to access publicly funded therapy
- Individuals in acute emotional distress seeking immediate support
- People who prefer the perceived anonymity of online services
What to do immediately
- Stop sessions and cease payment if you cannot verify the practitioner's registration
- Contact the relevant professional register to verify registration independently
- Report to the professional registration body if credentials are fabricated
- Contact your bank if you need to dispute charges
- Seek support from your GP or a verified registered practitioner
- Report to your national consumer authority
How to prevent it
- Verify any therapist's registration on the relevant professional register before disclosing personal information
- Ask for registration number and registration body name at the first contact
- Use platforms that clearly describe their therapist verification process
- Seek GP referral to verified practitioners if accessing support through NHS or equivalent pathways is possible
Evidence to preserve
- The practitioner's or platform's marketing materials and biographies
- Any registration numbers or qualification details provided
- Payment records
- Session records where relevant to any complaint
Where to report it
- Action Fraud (UK) — UK national fraud & cybercrime reporting centre
- FTC ReportFraud (US) — US Federal Trade Commission fraud reports
- FBI IC3 (US) — US Internet Crime Complaint Center
- Scamwatch (Australia) — Australian competition & consumer reporting
- Your bank's fraud line — Use the number on the back of your card or in your banking app — never a number the caller gives you
Always verify reporting routes and emergency contacts on the official government or agency website for your country.
Frequently asked questions
How do I check if an online therapist is qualified?
Ask for their registration body name and registration number. In the UK, verify on BACP, UKCP, BPS, or HCPC registers. In the US, check your state's licensing board for the relevant profession. A legitimate practitioner will provide this information readily.
I shared sensitive information with an unqualified practitioner — what should I do?
Contact your GP for a referral to a qualified practitioner. If the information was obtained under false pretences and is being misused, report to the police and your national fraud authority. You may also wish to seek guidance from a consumer legal adviser.